In a past life I operated the family business for over 16 years. We went through the highs and lows of business including the recession we "had to have", 20% plus interest rates, high bank overdrafts, high level local unemployment, and the realisation that insolvency was at the door.
One of the lessons learnt from surviving those days, and we did, was to seek professional help and to stick to what you are good at. We stuck (on advice) to what we were good at and sought that much needed professional help. That help got us through some very torrid times, in fact without that advice, help, and ongoing support, we would have been just another number in the bankrupt court listings.
Co-Vid19 and what I see around our area is a similar business scenario and I reproduce the following with links, in an effort to perhaps help local business through these testing days and beyond into recovery. The information comes from the very same professional advisor that saw us through those torrid days years ago, and who still is our financial advisor/accountant etc.
On agreeing for their booklet to be shared the company principal said "I am more than happy for you to reproduce the information – if it helps just one small business survive these extremely difficult times." Reading this will cost you nothing but it might just save your business.